What Credit Score Do You Need For Walmart Credit Card

Your credit needs work but you can potentially qualify for credit builder programs.

How high a credit score do you need for walmart card. The walmart credit card credit score requirement is good credit for the mastercard and fair credit for the store card version. However there have been reports of approvals with a score as low as 640. How to increase your chances of getting approved for the walmart rewards card.

Meet the basic eligibility requirements. Keep in mind that if you have lower credit you probably won t get a high credit limit. You will need a credit score of 700 to qualify for the mastercard version. Probably a fair score 620 659.

Most reports state a credit score of 620 or better is recommended however some individuals in the upper 500s range have reported approval and some in mid 600s have reported denials. Mailing address and an ssn. The walmart credit card reports to all 3 credit bureaus so it s a great way to build credit with responsible use. Be 18 years old have a u s.

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You may need to build up your score before you can get some forms of credit. In general applicants to any consumer credit card with credit scores of 720 or higher get approved 80 of the time according to a study by the consumer financial protection bureau cfpb. The minimum recommended credit score for this credit card is 700. Otherwise your chances of instant approval for the walmart store card are slim to none.

The answer most likely is no. So that s a score of 700 for the mastercard and 640 for the store card. Most credit card offers require very good credit. Oldest credit line is at 6 7 months have around 4500 total credit line spread between 3 other cards applied for this and was approved for the walmart mastercard not the store card instantly at 1800 limit.

While there are a handful of reports from those with credit scores in the 600 range getting approved for the walmart credit card the general consensus is that walmart largely declines applications from those with low fico scores past bankruptcies repossessions and high levels of debt. When applying for a credit card you can expect the following based on your credit rating. There is no hard and fast number when it comes to the credit score required to get a capital one walmart rewards card or walmart rewards card. You need 12 months of activity to get to that level.

Retired bill collector 35 years. Make sure your credit score is 640 or higher. If you do not meet these requirements you may still qualify for the walmart rewards card.